# 10 million Americans are using advance loan apps to get their paychecks in advance—and it’s costing them hundreds of dollars more, report finds

- Source: Fortune
- Published: 2026-10-18T10:18:00+00:00
- Category: Business
- Original: https://fortune.com/2026/10/18/payday-advance-loan-apps-hundreds-in-fees-loan-stacking-buy-now-pay-later/
- Canonical: https://groundlevelnews.com/story/10-million-americans-are-using-advance-loan-apps-to-get-their-paycheck-e33030/

More than 95% of payday loans through direct-to-consumer apps included fees or voluntary “tips,” and these extra charges are piling up.

_Ground Level News shows a short summary only; the full article and all rights belong to Fortune._