# A 401(k) Loan Looks Cheap Until Stocks Rally or You Lose Your Job

- Source: Money Crashers
- Published: 2026-10-17T13:30:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/401k-loan-hidden-costs/
- Canonical: https://groundlevelnews.com/story/a-401-k-loan-looks-cheap-until-stocks-rally-or-you-lose-your-job-41ec07/

The loan is easy to get, which is part of the problem. Plans that offer one let you borrow up to half your vested balance, the part you’d keep if you left, capped at $50,000. There’s no credit check, and... Source

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