# A Small Home Insurance Claim Can Cost More in Premiums Than It Pays

- Source: Money Crashers
- Published: 2026-10-18T15:45:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/small-home-insurance-claims/
- Canonical: https://groundlevelnews.com/story/a-small-home-insurance-claim-can-cost-more-in-premiums-than-it-pays-620cb2/

Say a washing-machine hose bursts and the floor repair runs $3,000. With a $1,000 deductible, the claim pays $2,000, which looks like an easy call. It isn’t. The National Association of Insurance Commissioners says the number and kind of claims... Source

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