A Taxable Brokerage Account Has No Limits – Use It for Long-Term Goals Before 59½
The Quick Take
A taxable brokerage account has no contribution limit, no income limit, and no penalty for taking money out at any age. Once you’re getting your full 401(k) match, open one to invest for goals at least five years away that come before age 59½, and for savings past your 401(k) and IRA limits. Source
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