# Amtrak Guest Rewards Preferred Mastercard Review – Worth $99 for Riders Who Use the Perks

- Source: Money Crashers
- Published: 2026-10-21T19:15:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/amtrak-preferred-mastercard-review/
- Canonical: https://groundlevelnews.com/story/amtrak-guest-rewards-preferred-mastercard-review-worth-99-for-riders-w-8e9e53/

Open the Amtrak Guest Rewards Preferred Mastercard if you’ll use its yearly upgrade, lounge pass, and companion coupon, because those perks are worth more than its $99 annual fee. If you won’t use them, the no-fee Amtrak Guest Rewards Mastercard still earns points on every Amtrak fare. Source

_Ground Level News shows a short summary only; the full article and all rights belong to Money Crashers._