# Avoid a Credit Card Denial – Check Six Triggers a Month Before You Apply

- Source: Money Crashers
- Published: 2026-10-20T17:15:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/credit-card-denial-triggers/
- Canonical: https://groundlevelnews.com/story/avoid-a-credit-card-denial-check-six-triggers-a-month-before-you-apply-bc265b/

A denied application still costs you. The issuer’s credit check, called a hard inquiry, stays on your credit report for two years, where other issuers can see it. Issuers decide mostly from your credit reports, your score, and the income... Source

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