# Best Unsecured Credit Cards for Bad or Fair Credit – Try the No-Fee Cards First

- Source: Money Crashers
- Published: 2026-11-05T17:00:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/best-unsecured-cards-bad-credit/
- Canonical: https://groundlevelnews.com/story/best-unsecured-credit-cards-for-bad-or-fair-credit-try-the-no-fee-card-0ee6a3/

If your credit is bad or fair and you can’t spare a deposit, start with a no-fee unsecured card like the Capital One Platinum. Check first whether you prequalify, since prequalifying won’t affect your credit score. Pay an annual fee only when its cash back covers the fee, or after pricing it against a secured card. Source

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