# Beyond the credit report: How lenders can navigate the next era of mortgage credit

- Source: HousingWire
- Published: 2026-11-04T08:00:00+00:00
- Category: Local
- Original: https://www.housingwire.com/articles/vantagescore-4-mortgage-credit-strategy/
- Canonical: https://groundlevelnews.com/story/beyond-the-credit-report-how-lenders-can-navigate-the-next-era-of-mort-b60af5/

Advantage Partners Solutions’ Patrick Tynan explains why new scoring options, rising costs and evolving credit requirements are changing how lenders approach mortgage credit strategy.

_Ground Level News shows a short summary only; the full article and all rights belong to HousingWire._