# Choosing a Credit Card – If You Carry a Balance, Weigh the Rate Against Rewards

- Source: Money Crashers
- Published: 2026-10-20T14:00:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/choose-credit-card-carry-balance/
- Canonical: https://groundlevelnews.com/story/choosing-a-credit-card-if-you-carry-a-balance-weigh-the-rate-against-r-29288b/

Answer with what you’ve done, not what you intend. If you’ve carried a balance in the past year, or a surprise bill would land on the card, shop as someone who carries one. In LendingTree’s June survey, new cash back... Source

_Ground Level News shows a short summary only; the full article and all rights belong to Money Crashers._
