# Citi® Secured Mastercard® Review – No Annual Fee, but No Rewards Even After You Upgrade

- Source: Money Crashers
- Published: 2026-10-30T15:40:53+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/citi-secured-card-review/
- Canonical: https://groundlevelnews.com/story/citi-secured-mastercard-review-no-annual-fee-but-no-rewards-even-after-ce83eb/

Open the Citi® Secured Mastercard® if you want a no-annual-fee card to build credit and can spare a refundable deposit of $200 or more. It earns no rewards, and neither does the card it can upgrade you to, so pick a secured card that pays cash back if rewards matter to you. Source

_Ground Level News shows a short summary only; the full article and all rights belong to Money Crashers._