Citi Simplicity® Card Review – 18 Months at 0% and No Late Fees

The Quick Take
Get the Citi Simplicity® Card if you’re moving a balance from another bank’s card or spreading out a big purchase and want 18 months at 0% interest on both. Paying late costs no fee and won’t raise your rate. If you’ll need more than 18 months to clear a transfer, choose a card with a longer 0% period. Source
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Get the Citi® Diamond Preferred® Card if you’re moving a credit card balance you’ll need well over a year to repay. Transfers completed in your first four…
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