# Credit Card Chargebacks Are Decided on Evidence – Gather Yours Before You Dispute

- Source: Money Crashers
- Published: 2026-10-20T16:15:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/credit-card-chargeback-evidence/
- Canonical: https://groundlevelnews.com/story/credit-card-chargebacks-are-decided-on-evidence-gather-yours-before-yo-7b3238/

Your $640 espresso machine arrives with a cracked water tank, and the merchant refuses a refund because you opened the box. You dispute the charge, and your issuer takes the $640 off your balance while it investigates. The issuer sends... Source

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