# Credit Card Surcharges Are Legal in Most States – Pay With Debit Instead

- Source: Money Crashers
- Published: 2026-10-19T20:00:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/credit-card-surcharges/
- Canonical: https://groundlevelnews.com/story/credit-card-surcharges-are-legal-in-most-states-pay-with-debit-instead-b470ed/

About a third of small businesses add a surcharge when you pay by credit card, according to a 2025 JD Power survey. Merchants use it to pass along what taking your card costs them, typically 1.5% to 3.5% of the... Source

_Ground Level News shows a short summary only; the full article and all rights belong to Money Crashers._