# Credit Report Rights Are Free – Use Them Yearly, Not Just When You Apply

- Source: Money Crashers
- Published: 2026-10-24T12:15:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/credit-report-rights/
- Canonical: https://groundlevelnews.com/story/credit-report-rights-are-free-use-them-yearly-not-just-when-you-apply-94bd0f/

Federal law gives you free credit reports, free investigations of errors, free credit freezes, and a way to stop preapproved credit offers. Don’t save them for the day you apply. Once a year, pull your reports from all three credit bureaus, dispute anything wrong, freeze your credit, and opt out of those offers. Source

_Ground Level News shows a short summary only; the full article and all rights belong to Money Crashers._