# Down Payment Assistance – Check for Grants and Forgivable Loans Before Ruling Out a Home

- Source: Money Crashers
- Published: 2026-10-19T00:00:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/down-payment-assistance/
- Canonical: https://groundlevelnews.com/story/down-payment-assistance-check-for-grants-and-forgivable-loans-before-r-bbcbe1/

The 20% down payment many renters think they need is a benchmark, not a requirement. A government-backed FHA loan requires 3.5% down at minimum, which is $10,500 on a $300,000 home, and down payment assistance exists to close gaps that... Source

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