# EXCLUSIVE: Victor Ciardelli on Rate, Compass JVs merger into top-10 retail lender

- Source: HousingWire
- Published: 2026-11-03T16:30:00+00:00
- Category: Local
- Original: https://www.housingwire.com/articles/rate-compass-merge-jvs/
- Canonical: https://groundlevelnews.com/story/exclusive-victor-ciardelli-on-rate-compass-jvs-merger-into-top-10-reta-e14d93/

Guaranteed Rate Affinity and OriginPoint will combine under the OriginPoint brand

_Ground Level News shows a short summary only; the full article and all rights belong to HousingWire._