# Extra Student Loan Payments Can Just Prepay Your Next Bill – Aim Them at Principal

- Source: Money Crashers
- Published: 2026-10-20T00:00:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/extra-student-loan-payments/
- Canonical: https://groundlevelnews.com/story/extra-student-loan-payments-can-just-prepay-your-next-bill-aim-them-at-1f4736/

That default comes straight from federal rules, which have servicers push your next due date back whenever an extra payment covers at least a full monthly payment, unless you’ve asked them not to. Private lenders can work the same way,... Source

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