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First Access Visa Card Review – $95 to Open, Then Fees Every Year

Source: Money Crashers · Oct 30, 2026 20:45 UTC

The Quick Take

Get the First Access Visa Card only if you need a card now and have been turned down for every secured card, the kind backed by a refundable deposit. Its required fees come to $145 to $220 the first year, with $95 due before the account opens. If you can spare the deposit, open a no-fee secured card instead. Source

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