# NBFCs may raise loan rates, fees to offset insurance income cap

- Source: Economic Times
- Published: 2026-11-09T00:40:58+00:00
- Category: Business
- Original: https://economictimes.indiatimes.com/markets/stocks/news/nbfcs-may-raise-loan-rates-fees-to-offset-insurance-income-cap/articleshow/135667186.cms
- Canonical: https://groundlevelnews.com/story/nbfcs-may-raise-loan-rates-fees-to-offset-insurance-income-cap-f8a341/

Non-bank lenders and housing finance companies are expected to raise lending rates in response to proposed regulatory changes. This adjustment aims to offset potential income losses from caps on insurance distribution. Companies such as Bajaj Housing Finance and Home First Finance are considering changing their product mix and increasing fees. The Insurance Regulatory and Development Authority of

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