# Never Pay to Apply for Student Loan Forgiveness – The Same Forms Are Free

- Source: Money Crashers
- Published: 2026-10-18T00:00:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/student-loan-forgiveness-scams/
- Canonical: https://groundlevelnews.com/story/never-pay-to-apply-for-student-loan-forgiveness-the-same-forms-are-fre-baad5e/

In April 2026, the Federal Trade Commission got a court order to stop NERD Solutions and ED REF, which it says sold forgiveness that didn’t exist. According to its complaint, they cold-called borrowers, claimed ties to the Education Department or... Source

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