# NY court dismissed a foreclosure case after the lender waited three years to seek a default ruling

- Source: Times of India
- Published: 2026-10-24T17:34:54+00:00
- Category: Local
- Original: https://timesofindia.indiatimes.com/world/us/a-new-york-mortgage-lender-waited-until-2021-to-seek-a-default-ruling-in-a-case-where-a-defendant-failed-to-answer-in-2018-an-october-22-appeals-court-upheld-dismissal-of-the-foreclosure-case/articleshow/135155980.cms
- Canonical: https://groundlevelnews.com/story/ny-court-dismissed-a-foreclosure-case-after-the-lender-waited-three-ye-533f7d/

In a significant ruling, a New York appeals court has supported the dismissal of a mortgage foreclosure lawsuit against a borrower after the lender delayed three years to seek a default judgment. New York regulations stipulate that lenders must act within one year of a borrower's non-response to avoid case dismissal. This decision reinforces homeowner protections and emphasizes the importance of t

_Ground Level News shows a short summary only; the full article and all rights belong to Times of India._