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opensky® Plus Secured Visa® Credit Card Review – No Credit Check or Annual Fee

Source: Money Crashers · Nov 03, 2026 16:00 UTC

The Quick Take

Get the opensky® Plus Secured Visa® Credit Card if no major issuer will approve you and you can spare a $300 refundable deposit. It skips the credit check and has no annual fee, unlike the regular opensky card, which charges $35 a year. If a major issuer approves you, take its no-fee secured card instead. Source

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