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opensky® Secured Visa® Credit Card Review – No Credit Check for $35 a Year

Source: Money Crashers · Oct 30, 2026 15:41 UTC

The Quick Take

Get the opensky® Secured Visa® Credit Card if no major issuer will approve you. It skips the credit check and asks a refundable deposit of at least $200, plus $35 a year. If you can put down $300, open the no-fee opensky Plus instead, which also skips the credit check. Source

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