# Requesting a Credit Limit Increase Can Cost a Hard Inquiry – Check First

- Source: Money Crashers
- Published: 2026-10-18T14:45:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/credit-limit-increase-hard-inquiry/
- Canonical: https://groundlevelnews.com/story/requesting-a-credit-limit-increase-can-cost-a-hard-inquiry-check-first-5039d9/

A higher limit shrinks your credit utilization, the share of your limits your balances use, and that can lift your score. A hard inquiry, a credit check that counts against your score, can cost you a few points on the... Source

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