# Run a Pre-Approval Check Before Every Card Application – It Costs Your Score Nothing

- Source: Money Crashers
- Published: 2026-10-19T17:30:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/credit-card-pre-approval/
- Canonical: https://groundlevelnews.com/story/run-a-pre-approval-check-before-every-card-application-it-costs-your-s-a2020b/

A denial wastes that inquiry. You leave without the card, yet the inquiry stays on your credit report for two years, and for most people it takes fewer than five points off a FICO Score for the first year. The... Source

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