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U.S. Bank Smartly™ Visa Signature® Card Review – Worth It With $10,000 Already in Checking

Source: Money Crashers · Nov 05, 2026 00:00 UTC

The Quick Take

Get the U.S. Bank Smartly™ Visa Signature® Card if you already keep $10,000 or more in Smartly Checking. With a Smartly Savings account, that balance lifts its 2% cash back to at least 2.5% on your first $10,000 of eligible purchases each billing cycle. Don’t move savings into checking to qualify, since checking pays almost no interest. Source

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