# Upgrading to the Chase Sapphire Reserve Skips Its Sign-Up Bonus – Apply First

- Source: Money Crashers
- Published: 2026-10-20T11:00:00+00:00
- Category: Markets
- Original: https://www.moneycrashers.com/sapphire-reserve-upgrade/
- Canonical: https://groundlevelnews.com/story/upgrading-to-the-chase-sapphire-reserve-skips-its-sign-up-bonus-apply--9a0cdb/

Right now that bonus is 100,000 points for $6,000 of spending in the first three months, worth $1,000 at a cent a point and more than the Reserve’s $795 annual fee. An upgrade pays none of it. Chase’s terms also... Source

_Ground Level News shows a short summary only; the full article and all rights belong to Money Crashers._