# Want guaranteed income in retirement without an annuity? Try laddering I bonds.

- Source: MarketWatch Top Stories
- Published: 2026-10-31T16:02:00+00:00
- Category: Markets
- Original: https://www.marketwatch.com/story/how-to-use-i-bonds-to-create-guaranteed-inflation-proof-income-in-retirement-50753fea?mod=mw_rss_topstories
- Canonical: https://groundlevelnews.com/story/want-guaranteed-income-in-retirement-without-an-annuity-try-laddering--f7ac2c/

The new I-bond interest rate could be 5.5% or 5.4%, but that shouldn’t change your strategy.

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