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A 401(k) Loan Looks Cheap Until Stocks Rally or You Lose Your Job

Source: Money Crashers · Oct 17, 2026 13:30 UTC

Trading floor of the New York Stock Exchange with banks of monitors — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

The loan is easy to get, which is part of the problem. Plans that offer one let you borrow up to half your vested balance, the part you’d keep if you left, capped at $50,000. There’s no credit check, and... Source

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