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A Big Tax Refund Often Means You Overpaid All Year – Fix Your W-4

Source: Money Crashers · Oct 19, 2026 00:30 UTC

Torn U.S. one-dollar bill on a white background — File photo Images_of_Money / Flickr · CC BY 2.0 · Source

The Quick Take

A $3,000 refund from withholding is $250 a month, or about $115 from every biweekly paycheck. The dollars withheld in January sat with the IRS for more than a year before you saw them again. Your employer withholds federal income... Source

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