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Tuesday, October 20, 2026Updated 01:23 UTC

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A Card Rate Hike Needs 45 Days’ Notice – and Can’t Touch What You Owe

Source: Money Crashers · Oct 19, 2026 20:30 UTC

An oil tanker ship in the Houston Ship Channel — File photo roger4336 / Flickr · CC BY-SA 2.0 · Source

The Quick Take

The hike arrives as a change-in-terms notice, with the new rate set out in a table that makes your whole balance look repriced. Federal rules limit what the hike can reach and what the notice must tell you. Under the... Source

Read the full story at Money Crashers

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