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A Payday Loan Can Cost Almost 400% a Year – Ask a Credit Union Instead

Source: Money Crashers · Oct 17, 2026 12:45 UTC

Wall Street in New York's Financial District with flags hanging from buildings — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

A payday lender commonly charges $15 for every $100 you borrow. On a two-week loan, the Consumer Financial Protection Bureau puts that fee at an annual rate of almost 400%. If you can’t repay the whole balance on your next... Source

Read the full story at Money Crashers

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