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A Target-Date Fund Can Be Your Whole Portfolio – If You Leave It Alone

Source: Money Crashers · Oct 18, 2026 22:15 UTC

Trading floor of the New York Stock Exchange with banks of monitors — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

Many savers who know they should invest never touch the fund list in their 401(k). Building a mix of stock and bond funds feels like a test they could fail, so the money sits in cash or in a default... Source

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