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Wednesday, October 21, 2026Updated 22:33 UTC

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Amtrak Guest Rewards Mastercard Review – No-Fee Points Best Spent on Train Tickets

Source: Money Crashers · Oct 21, 2026 19:30 UTC

Entrance of the Federal Reserve Bank of Cleveland with its arched windows and statues — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

Get the Amtrak Guest Rewards Mastercard if you ride Amtrak regularly and will spend your points on train tickets, where NerdWallet estimates each is worth roughly 2.6 cents, compared with 1 cent as a gift card. It has no annual fee. If you rarely ride, pick a 2% cash-back card or a general travel card instead. Source

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