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Cash-Out Refinancing for Card Debt – It Works Only If You Stop Charging

Source: Money Crashers · Oct 19, 2026 12:15 UTC

Torn U.S. one-dollar bill on a white background — File photo Images_of_Money / Flickr · CC BY 2.0 · Source

The Quick Take

Paying off $30,000 of card debt at 24% over five years costs about $22,000 in interest, and the same five-year payoff at a 7% mortgage rate costs about $5,600, by our math. Leave that $30,000 in the mortgage for the... Source

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