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Sunday, October 25, 2026Updated 18:59 UTC

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Citi Strata® Card Review – No-Fee 3x Points on Groceries, Gas, and Transit

Source: Money Crashers · Oct 25, 2026 14:45 UTC

Wall Street in New York's Financial District with flags hanging from buildings — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

Get the Citi Strata® Card if you spend more at supermarkets, gas stations, and on transit than on purchases outside its bonus categories. It has no annual fee and pays 3 ThankYou points per dollar on all three, worth 3% toward gift cards. Purchases outside its bonus categories earn 1 point, half what a flat 2% card pays. Source

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