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Dave Ramsey’s Baby Steps Work – But Keep Your 401(k) Match During Step 2

Source: Money Crashers · Oct 19, 2026 13:45 UTC

Torn U.S. one-dollar bill on a white background — File photo Images_of_Money / Flickr · CC BY 2.0 · Source

The Quick Take

“Yes, that even includes your employer match,” Ramsey Solutions says of the pause on its Baby Step 2 page. Most families take 18 to 24 months to finish that step, the company says, and retirement saving doesn’t restart until Step... Source

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