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Deferred Interest Isn’t 0% APR – Leave Any Balance and Owe All the Back Interest

Source: Money Crashers · Oct 17, 2026 16:30 UTC

Aerial view of refinery storage tanks near Houston on the Gulf coast — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

Put a $2,400 couch on a 12-month plan, pay it down evenly, and come up $100 short at the deadline. By our math, a 30% rate puts roughly $400 of interest on the next bill. That’s the interest on every... Source

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