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Friday, October 23, 2026Updated 19:22 UTC

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Dispute a Credit Report Error – The Bureau Usually Has 30 Days to Investigate

Source: Money Crashers · Oct 23, 2026 15:45 UTC

Oil refinery towers and pipes with a city skyline in the distance — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

Dispute any error on your credit report, from a late payment you never made to an account you don’t recognize, with each bureau that lists it. It’s free. The bureau must investigate within 30 days, or 45 in some cases, and correct or delete anything the company that reported it can’t verify. Source

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