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Down Payment Assistance – Check for Grants and Forgivable Loans Before Ruling Out a Home

Source: Money Crashers · Oct 19, 2026 00:00 UTC

U.S. Supreme Court Building in Washington, D.C., in black and white — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

The 20% down payment many renters think they need is a benchmark, not a requirement. A government-backed FHA loan requires 3.5% down at minimum, which is $10,500 on a $300,000 home, and down payment assistance exists to close gaps that... Source

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