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Saturday, October 24, 2026Updated 05:09 UTC

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Happen Bank Personal Loan Review – Formerly LendingClub, Built for Paying Off Cards

Source: Money Crashers · Oct 24, 2026 01:56 UTC

Carved stone eagles and seal above the entrance of the Federal Reserve Bank of Dallas — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

Happen Bank, the former LendingClub, is a strong pick if you’re paying off credit cards, because it can pay up to 12 creditors for you, sometimes at a lower rate than a cash loan. If someone would apply with you, check your rate jointly too, since two incomes can qualify for a lower rate or bigger loan than one. Source

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