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Hold Investments a Year and a Day Before Selling – The Tax Rate Drops

Source: Money Crashers · Oct 17, 2026 19:30 UTC

Trading floor of the New York Stock Exchange with banks of monitors — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

Say you bought $15,000 of a stock that’s now worth $25,000, and your income puts you in the 22% bracket. Sell at 11 months and the $10,000 gain costs $2,200 in federal tax. Sell at 13 months and it’s taxed... Source

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