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Monday, October 19, 2026Updated 22:56 UTC

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Medical Collections Under $500 Don’t Belong on Your Credit Report – Dispute Them

Source: Money Crashers · Oct 19, 2026 17:15 UTC

Historic federal courthouse building in Wheeling, West Virginia — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

Those rules outlived the federal ban. In July 2025, a federal court threw out the Consumer Financial Protection Bureau (CFPB) rule meant to keep medical debt off credit reports. Equifax, Experian, and TransUnion adopted the rules in 2022 and 2023... Source

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