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Opt Out of Debit Card Overdraft Coverage – It’s a Fee, Not Protection

Source: Money Crashers · Oct 18, 2026 01:45 UTC

Carved stone eagles and seal above the entrance of the Federal Reserve Bank of Dallas — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

Opting out goes after the most common kind of overdraft. Debit card transactions trigger more overdrafts than any other kind of payment, a 2017 Consumer Financial Protection Bureau (CFPB) report found. Chase’s overdraft fee is $34 per transaction, capped at... Source

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