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Friday, October 23, 2026Updated 15:22 UTC

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Paid Off a Credit Card? Your Score Rises After the Next Statement

Source: Money Crashers · Oct 23, 2026 12:15 UTC

Pile of physical souvenir Bitcoin coins — File photo antanacoins / Flickr · CC BY-SA 2.0 · Source

The Quick Take

Paying off a credit card usually lifts your credit score, but only once the issuer reports the lower balance to the credit bureaus, typically after your next statement closes. Allow up to two months for the higher score to show, and keep the card open, since closing it can undo part of the gain. Source

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