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Pay the Statement Balance, Not the Minimum, and Your Card Stays Interest-Free

Source: Money Crashers · Oct 19, 2026 12:30 UTC

Wall Street in New York's Financial District with flags hanging from buildings — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

The minimum looks easier because your bill labels it the payment due, but paying it only keeps the account in good standing. What keeps the card free of interest is the statement balance, the total you owed on the day... Source

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