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Tuesday, October 20, 2026Updated 23:23 UTC

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Pre-Authorization Holds Aren’t Charges – Get the Merchant’s Release, Then Call Your Bank

Source: Money Crashers · Oct 20, 2026 17:45 UTC

Carved stone eagles and seal above the entrance of the Federal Reserve Bank of Dallas — File photo Carol M. Highsmith / Library of Congress · Public domain · Source

The Quick Take

A $150 pending charge from the gas station after a $48 fill-up looks like an overcharge. It’s a hold the station placed before you started pumping, and it drops to $48 once the station sends the final amount. Merchants place... Source

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