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The Rule of 72 – Compare Rates in Years, Not Percentages

Source: Money Crashers · Oct 17, 2026 21:15 UTC

Rolls of U.S. dimes and nickels in paper coin wrappers — File photo dmuth / Flickr · CC BY-SA 2.0 · Source

The Quick Take

Percentages make rate gaps look small. A savings account paying 0.4% and one paying 4% sound a few points apart, and a 1% investment fee sounds trivial. Years make the same gaps obvious. Investor.gov, the SEC’s investor education site, uses... Source

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