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Roth IRA Contributions Aren’t Locked Up – Withdraw Them Anytime Without Tax or Penalty

Source: Money Crashers · Oct 18, 2026 20:30 UTC

Rolls of U.S. dimes and nickels in paper coin wrappers — File photo dmuth / Flickr · CC BY-SA 2.0 · Source

The Quick Take

If that fear has you parking extra cash in a savings account, you pay tax on its interest every year. The same money in a Roth grows tax-free and stays within reach. The IRS treats all your Roth IRAs as... Source

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