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Split Your Direct Deposit – Pay Savings First and Let Checking Take the Rest

Source: Money Crashers · Oct 18, 2026 20:45 UTC

Rolls of U.S. dimes and nickels in paper coin wrappers — File photo dmuth / Flickr · CC BY-SA 2.0 · Source

The Quick Take

Saving whatever is left at the end of the month rarely works, because money in checking gets spent. Automating your savings with a transfer the day after payday does better. But that transfer draws on the same balance as your... Source

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